GPA - Workers Compensation

	Payroll
	Tax Service
	Granite Online
	Time & Attendance
	HR AnswerLink
	Employee Self Service
	Workers' Compensation
	401 (k) Administration
	POP/Flex Administration

The Dilemma:

Purchasing Workers’ Compensation insurance is a necessary, but often painful experience. Many companies looking for Workers’ Compensation coverage are hit with large up front premium charges. These “down payments” commonly start at 25% and can be as much as 100% of the estimated premium.

The Solution:

With the Granite Workers’ Compensation service provided by the Hartford, you make payments based upon an actual payroll volume, so you don’t have to worry about painful year-end audits, or big finance charges. It eliminates the initial outlay of cash and improves your cash flow, since the premium calculation is based on actual subject wages on a per pay period basis. The Granite Workers' Compensation service is integrated directly with our payroll system and allows a business owner to budget more effectively. Isn’t it time to make the move to a better workers' compensation solution?

The Benefits:

	No down payment
	Lessens the need for audits
	Premiums calculated with each payroll
	No up-front fees
	Improves cash flow
	No finance charges